TAS Insurance Agency serves the Phillipsburg, NJ community. For over 10 years, we have helped our clients find the coverage they need to navigate life’s risks. We work closely with our clients on an individual basis to help them find custom policies that align with their needs.
The Truth About Common Home Insurance Myths
Owning a home is one of the most significant investments you’ll ever make in your life. It’s important to protect your assets. Home insurance covers your Phillipsburg, NJ property. The policy covers any damage to the interior and exterior of your home. Your personal property is also covered if you are a victim of a burglary. Liability coverage protects you if an accident occurs. Perhaps your pet accidentally scares the mail carrier, and they slip and fall, or you accidentally put a dent in your neighbor’s wall. Liability coverage will protect in these situations. While researching coverage, it’s important to learn the truth about these home insurance myths.
Flood Damage Is Covered
Flood damage is not covered under your home insurance policy. You’ll have to add extra coverage to protect your items if a flood occurs in the area.
Home Insurance Covers Maintenance Issues
This is incorrect. You are expected to take care of your home by performing regular maintenance. If problems arise due to mold or termite damage, you may not be protected, as those are seen as issues that could have been prevented with proper maintenance.
Don’t Take Inventory
Failing to take inventory of your personal items is a huge mistake. Taking inventory of your personal items can help you recover all of your missing items if someone steals things.
TAS Insurance Agency Will Help You Find The Right Policy
Visit our website to learn more information about home insurance.