Workers Compensation in New Jersey

Workers comp insurance is a type of insurance policy that just about every state, including New Jersey, requires every business that has employees on the payroll. So regardless of what size your Stewartsville, NJ business is or how few employees you have, if you have at least one person you're paying out, you will need to purchase workers comp insurance and our team at TAS Insurance Agency is here to make it easy.

Why Small Businesses Need Workers Comp Insurance 

The moment you hire your first employee, you will need to purchase worker's comp insurance for that employee so that you stay in line with New Jersey laws and regulations. However, while it's important to be legal, this isn't the only reason why you should look at workers comp as essential. 

This type of insurance coverage is so essential and important due to it:

  • Paying out for an injured employee's medical expenses as well as their partial wage losses due to an injury
  • Protecting you and your business legally and financially from any lawsuits that may arise due to a workplace injury

It has been estimated that U.S. employers collectively pay over $1 billion every week for serious but nonfatal workplace injuries. The simple truth is that workplace injuries happen, every single day, and the fallout from a very serious injury can bankrupt a small or emerging business if they are not properly protected with workers comp insurance. So, protect yourself, your business, and all of your employees by ensuring they are appropriately covered with sufficient workers comp insurance.

Talk to an Insurance Agent Today to Learn More About Workers Comp Insurance

If you're an emerging business and are only now hiring employees, then we understand that you already have a lot on your plate. Our team at TAS Insurance Agency is here to make things simple and assist you through the entirety of the process of buying new insurance coverage to ensure you get the best coverage for your employees and the best protection for your business.