Buying Commercial Insurance in Phillipsburg, NJ

Business owners need a certain amount of business or commercial insurance to stay secure. I’ll discuss how you invest both time and money in your business and you don’t want to risk lawsuits due to personal injury or other negligence cases that can wipe you out without protection.

Normalcy Bias Debunked

No matter how careful you are, there are situations that you can find yourself in that can lead to errors on your part. If these errors damage someone or hurt someone in any way, if they are able to show negligence, you can end up owing monetary damages to them. This can be devastating.

To Err is Human

A great writer once said, "To err is human; to forgive, divine." (William Shakespeare). William Shakespeare must have known that sooner or later, someone would make a mistake that could cost them. Or maybe you have a customer that is hard to deal with and they decide to bring action against you.

TAS Insurance Agency understands this and they want to help business owners feel secure about legal protection. Insurance allows you to have legal protection for those times when you make a mistake. 

Where to Start

If you are in the market for commercial insurance, start with a visit to TAS Insurance Agency in Phillipsburg. They can go over the requirements in the state of New Jersey, as well as show you what kind of commercial insurance you need in order to make sure your business is protected, as well as all of the other aspects of your life.

Because remember…to err is human. To forgive, TAS Insurance Agency in Phillipsburg, NJ suggests that the most important kind of forgiveness is the kind you use before the mistake happens. Come see us for all your insurance needs. 

Who needs commercial insurance in New Jersey?

The Phillipsburg, NJ area has continued to be a great place to live. Those that are here may quickly find that it is also a good place to own a business. If you are a business owner in this area of the state, you should get insurance for your company. There are several situations when you may need to get this coverage in place for your company.

Those with Business Loans or Outside Capital

When you need to get commercial insurance coverage, you will take out a loan or raise outside capital. Anyone who would like to raise outside equity or debt will have to comply with the investor or lender’s standards regarding insurance. Normally, they will have very specific insurance requirements that you need to meet at all times. If you do not maintain this coverage, you could find yourself in default and have to repay the outstanding money.

Those that Want to Protect Company

You will also want to get a commercial insurance plan when you want to protect your company. Any business that is in New Jersey would benefit greatly from this coverage. With a commercial insurance plan, you can get the coverage you need to mitigate your commercial liability risk and protection of business assets. 

Those who will start a company in the Phillipsburg, NJ area should make sure that they get proper insurance for their business. When you speak with the TAS Insurance Agency team, you can learn a lot more about your options. The insurance professionals at TAS Insurance Agency can help you assess your business risks and build a policy that will offer the right mitigation for these risks. Contact our office for a quote.